Compare Health Insurance Providers
See how New Zealand's major health insurers stack up on price, features, and coverage.
Southern Cross
nib
AIA
Partners Life
Feature Comparison
| Feature | Southern Cross | nib | AIA | Partners Life |
|---|---|---|---|---|
| Hospital & Surgical | ✓ | ✓ | ✓ | ✓ |
| Specialists & Diagnostics | ✓ | ✓ | ✓ | ✓ |
| Cancer Cover (with Non-Pharmac) | ✓ | ✓ | ✓ | ✓ |
| Day-to-Day Cover | ✓ | ✓ | ✓ | ✓ |
| Income Protection | — | ✓ | ✓ | ✓ |
| Wellness Programme | — | — | ✓ | — |
| Digital App | ✓ | ✓ | ✓ | ✓ |
| 24/7 Support | ✓ | ✓ | ✓ | ✓ |
Provider Profiles
Southern Cross Health Society
New Zealand's largest health insurer with over 900,000 members. Not-for-profit structure means focus on member benefits rather than shareholder returns.
nib
ASX-listed health insurer known for competitive pricing and digital-first approach. Strong growth in NZ market particularly among younger members.
AIA
Part of Asia's largest life insurance group. Distinctive AIA Vitality wellness programme offers premium discounts for active, healthy lifestyles.
Partners Life
New Zealand-owned insurer founded in 2011. Known for comprehensive policy wordings and strong adviser relationships.
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