🇳🇿 Free Expert Health Insurance Advice — No Obligation🇳🇿 NZ's Independent Private Health Insurance Comparison — Free Expert Advice, No Obligation
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Health Insurance for Self-Employed
Without employer sick leave, self-employed Kiwis need both health insurance and income protection to manage the financial impact of illness or injury.
Why It Matters
Key Considerations
- •Income protection insurance replaces 75% of your income if you can't work
- •Hospital cover ensures illness doesn't force you into public waiting lists
- •Income protection premiums may be tax-deductible for self-employed
- •Quick access to specialists means quicker diagnosis and return to work
Our Recommendations
- ✓Hospital & Surgical: Essential when there's no sick leave safety net
- ✓Income Protection: Critical — covers 75% of income during illness
- ✓Specialists & Diagnostics: Fast access minimises time off work
- ✓Combination of health + income protection is ideal
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Why Work With Us
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Free Service
Our service is completely free. Advisers are paid by providers, not you.
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Independent
We compare all major providers — Southern Cross, nib, AIA, Partners Life.
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Fast Quotes
Get a personalised quote within 24 hours. No waiting around.