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Our licensed advisers are here to help with your health insurance needs. No pressure, no obligation.
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Fill out the form below and one of our advisers will be in touch within 24 hours with a personalised quote.
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Compare all major NZ providers in 24 hours
Contact Details
Why Contact Us
- ✓Free health insurance comparison service
- ✓Compare all major NZ providers
- ✓Licensed advisers with years of experience
- ✓No obligation — explore options guilt-free
- ✓Personalised advice for your situation
About Cover4You
PrivateHealthInsurance.co.nz is part of the Cover4You Group, a licensed health insurance advisory service.
Our advisers are licensed professionals committed to helping New Zealanders find the right health insurance at the right price.
Frequently Asked Questions
Is your service really free?
Yes. We're paid by the insurance providers when you take out a policy. You pay nothing — the insurer covers our commission.
How long does it take to get a quote?
Most quotes are provided within 24 hours. Simple quotes may be faster. We'll confirm timing when we contact you.
Do I have to buy insurance?
Absolutely not. We're here to provide information and quotes. You're free to take your time deciding, or not buy at all.
What information do you need?
Basic details like your age, health status, and what type of cover you're interested in. Medical underwriting happens after you decide to proceed.
Can you help with pre-existing conditions?
Yes. We work with all providers and understand how they handle pre-existing conditions. We'll help you find the best options for your situation.
Will you pressure me to buy?
No. We provide information and recommendations, but the decision is entirely yours. We're here to help, not to sell.
Why New Zealanders Trust Us
Licensed Advisers
Our team are licensed health insurance professionals with years of experience.
Truly Independent
We compare all major providers — no bias towards any particular insurer.
Your Best Interest
We focus on finding you the right cover at the right price for your situation.